Earning money through investments can be tricky. You have some money you can invest, but don’t want to directly invest in the stock market. Investing in a certificate of deposit (CD) is a safe option that you can earn money from when done correctly.
Saving up your money in order to buy a home shouldn’t be complicated. But if you’re looking for a low-risk investment, a high-yield online savings account may be for you. These types of savings accounts are offered solely online and have higher interest rates than traditional savings accounts.
Do you need to save up money to buy a new home and be able to afford your Kansas City mortgage rates? Consider getting a certificate of deposit (CD). A CD is a common savings certificate that offers a low risk investment with a good return on investment (ROI) depending on how long you plan […]
Despite their home being their largest asset, many homeowners never calculate their true return on investment if they want to sell their home. When they do sell, they will receive what is known as return of capital. Viewing your residence as an investment rather than a sunken cost can make all the difference when trying […]
Where a school district is located has a significant effect on the property values of nearby homes. School districts with a good reputation attract families with school-aged children, creating a demand for nearby real estate. This demand can drive up property values. The Wealth of Homeowners In and of itself, a good school district is […]
If you’re in the market for a new home, there’s a lot to consider like price, square footage, number of bedrooms or bathrooms, the layout design and more. But one of the most important factors is the quality of nearby school districts. Even if you don’t have children or don’t plan to have any, school […]
You have deficiency judgments against you, and creditors are seizing funds from your bank account to pay off your debt. Thankfully, some funds you receive can be exempt from seizure. Here’s an overview of what funds are protected and their exemptions:
As we have previously discussed, if you have a bank levy taken out against you and you have a joint account with your spouse or non-spouse, money will be taken out regardless. However, it can differ depending on your unique situation and the state you live in. Spouses Typically Share Debt Liability Because you and […]
While spring and summer are the high season for home sales, fall can be a buyer’s market. There are several benefits of buying a home in the off-season, like lower prices and quicker closings. Higher Availability of Industry Professionals An advantage of buying a home in the off-season is the greater availability real estate and […]
When you start searching for your dream home, it can be fun to fantasize about buying one of the largest and most extravagant properties in your area. However, your income is likely to dictate the size and lavishness of the home you choose. When you apply for a home loan, the mortgage lender will analyze […]